ICICI Prudential

ICICI Prudential

About ICICI Prudential Insurance Company Limited (ICICI Prudential Life):

ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited.

ICICI Prudential Life began its operations in fiscal year 2001 and has consistently been amongst the top players* in the Indian life insurance sector. Our Assets Under Management (AUM) as on 31st March 2018 were ₹1,395.3 billion.

At ICICI Prudential Life, we operate on the core philosophy of customer centricity. We offer long term savings and protection products to meet different life stage requirements of our customers. We have developed and implemented various initiatives to provide cost-effective products, superior quality services, consistent fund performance and a hassle-free claim settlement experience to our customers.

In FY2015 ICICI Prudential Life became the first private life insurer to attain assets under management of `1 trillion. ICICI Prudential Life is also the first insurance company in India to be listed on NSE and BSE.

*On a retail weighted received premium basis (RWRP).

Every family has a dream for their future. Having the ideal life after retirement, starting a new business, dreams for children- aspirations take many forms. They are extremely special and one would do everything to make them come true.

At ICICI Prudential Life Insurance, we understand this completely and since 2001, we have been on a mission to secure the dreams of families and protect them against an uncertain future.

We offer long-term savings and protection products to meet different life stage requirements of our customers. We have developed and implemented various initiatives to provide cost-effective products, superior quality services, consistent fund performance and a hassle-free claim settlement experience to our customers

I protect Smart: A new age term life cover that protects your family with a term cover and protects you with a 34 critical illness cover (optional)***. Get protected up to 99 years of age with the option to increase cover at marriage & childbirth.

Cash advantage plan: Get regular cash payments for expenses and a lump sum for the bigger needs, along with life cover. Get security, flexible premium payments and tax benefits^.

Future Perfect: Give your investment the power of growth and security. Get dual assurances of guaranteed benefits and life cover^^.

Savings Suraksha: Savings with the comfort of a guarantee and tax benefits. Receive GA^^^, GMB and additional bonuses declared by the company, if any, at maturity.

Guaranteed Wealth Protector: A Unit-Linked Plan (ULIP) that provides capital guarantee`, potential for good returns and life insurance coverage. Offers single pay and limited pay options

*On a retail weighted premium basis (RWRP).

**Assets under Management (AUM) as on July 31, 2018.

***(Optional benefit available under Life & Health and All in One option)

Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

^As per the Finance Act 2012, all policies issued from April 1, 2012, with premium to sum assured ratio of less than 1:10 and where death benefit at any time is less than 10 times premium, will not be eligible for tax benefit under section 10 (10D) of the Income Tax Act. Further tax benefit u/s 80C for such policy will be limited only up to 10% of Sum Assured. Tax benefits under the policy are subject to conditions under Sec.10 (10D) and Sec. 80C of the Income Tax Act, 1961. Goods & Services Tax and Cess (if any) will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

^^Guaranteed benefits: Your Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender. Your GMB may be lower than your Sum Assured on death.

^^^ Guaranteed benefits are available only if all premiums are paid as per the premium payment term & the policy is inforce till the completion of entire policy term.

Death Benefit is Highest of (Sum Assured plus Bonuses plus accrued Guaranteed Additions, Guaranteed Maturity Benefit (GMB)plus Bonuses plus accrued Guaranteed Additions, Minimum Death Benefit).

Reversionary bonuses may be declared every financial year & will accrue to the policy if it is premium paying or fully paid. Reversionary bonuses will be applied through the compounding bonus method. All reversionary bonuses will be declared as a proportion of the sum of the GMB & the vested reversionary bonuses, if any. Reversionary bonus once declared is guaranteed & will be paid out at maturity or on earlier death. A terminal bonus may also be payable at maturity or on earlier death

`On Maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn. No. 105. CIN: L66010MH2000PLC127837. © 2016, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. For more details on the risk actors, terms and conditions, please read the sales brochure carefully before concluding a sale. Trade Logo displayed above belongs to ICICI Bank Limited & Prudential IP Services Limited and used by ICICI Prudential Life Insurance Company Limited under license. Call us on 1-860-266-7766 (10 am - 7 pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru iProtect Smart: UIN: 105N151V04. ICICI Pru Cash Advantage UIN:105N132V01. ICICI Pru Future Perfect UIN: 105N153V01. ICICI Pru Savings Suraksha UIN: 105N135V01. ICICI Pru Guaranteed Wealth Protector UIN: 105L143V01. Advt. No.: W/II/2793/2018-19.

CSB Bank with its registered office at CSB Bhavan, St.Marys College Road, Thrissur – 680020 is a corporate agent (COR No.: CA0015) of ICICI Prudential Life Insurance Company Limited (“ICICI Pru Life”). The contract of insurance is with ICICI Pru Life, who is liable for all valid claims on the policy. CSB Bank customer's participation in the policy is entirely voluntary.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.