CBKK (Casy Bank Krishi Kard) is a Working Capital/ Term Loan for individuals who undertake agriculture and allied activities. The loan can be used for:
a. Meeting the short term credit requirements for cultivation of crops
b. Post-harvest expenses
c. Produce marketing loan
d. Consumption requirements of farmer household
e. Working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals, inland fishery etc.
f. Investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals etc.
Note: The aggregate of components "a" to "e" above will form the short term credit limit portion and the aggregate of components under "f" will form the long term credit limit portion.
Eligibility
- This loan is available to all farmers (individuals or joint borrowers), self-help groups, joint liability groups of farmers including tenant farmers and share croppers.
Features
- Secured through hypothecation of crops and other agricultural implements/ assets, mortgage of agricultural land or building, and third party guarantees.
- CBKK loans are typically valid for five years.
For more details walk into your nearest CSB branch or call CSB Phone Banking at 1800 266 9090.
